That’s a weird take… I never heard of bizum, likely because it is something super local, like some of the payment systems the Danes have. These companies never really wanted a pan-european system in the first place. Wero is trying to establish this. E-commerce functions will roll out soon and after that, you’ll also be able to pay in shops. It’s going to be a real alternative to PayPal some day. I don’t see how this is creating a divide between north and south?
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Just don’t go with soft wood, as you will get many dents and scratches into your desk. But apart from that, it’s pretty straight forward. The frame will provide the support needed to prevent the wooden surface from sagging.